Had a reminder of how important it is for you and your business partner/co-shareholders to have a Shareholders Agreement. This is effectively a ‘pre-nup’ for a Limited Company – it should be easier than the celebrity marriage pre-nup as it should lack the emotion! However so many businesses are not covered in this way. This recent Read more about Does your business need a ‘pre-nup’?[…]

Bank Manager coming to see you? Do you need to think about this? Oh yes….. It’s true that some bank managers will undertake this visit with blinkers on and only look at your numbers. However we talent spot bankers and I have personally trained bank managers on how to undertake visits to business premises. A good Read more about What does a good bank manager look for when they visit?[…]

Traditionally a formality. The days when the bank manager just said “do you want the same as last year?” have possibly gone the same way as the similarly now inappropriate barbers quote. Yet do you rely on that extension to your overdraft? Most businesses do – totally. So consider what your banker will have when he Read more about The Overdraft ‘Review’…”Anything for the weekend Sir?”[…]

Privileged this week to be invited to Stamford Bridge by a bank (that will remain nameless) that had hired some of the ground, including the pitch, for a corporate event. I was lucky to be invited – not least as I sat next to the legendary Ron ‘Chopper’ Harris (who’s very much alive and still Read more about Corporate Events – Getting the best from them[…]