A surprising proportion of businesses bank overdrafts are due for their annual review in the early part of the Calendar year. The reason is that many were put in place originally to help with seasonal pressures and then become formalised in the New Year and then renewed annually. Traditionally most businesses will have waited for Read more about Is your Business Overdraft soon due for review? – How should you prepare?[…]

I’ve just concluded a negotiation with a bank over a complex funding package for a ‘country estate’ which incorporates a farm. The client assumed that given the significant rise in the value of prime agricultural land it would be a simple process to do the deal with this lender with whom they have banked for Read more about Why is it difficult to finance Country Estates or properties with farmland?[…]

Cornmill Associates has now linked up with Credit & Business Finance Group LLP to build upon the ability to give an independent advice service for invoice discounting clients. CBF are one of the top 5 Independent Credit Insurance Brokers in the UK and are very strong in insurance connected with Invoice Discounting. This means that Read more about Enhancing the Independent Review of Invoice Discounting deals[…]

When ‘Cornmill Associates’ was approved as an Adviser under the Government’s Growth Voucher Scheme the message was that it should be promoted with ‘discretion’, given that it was only a pilot scheme. We have just received a letter from Lord Young saying that the Scheme is to be opened up further and Advisers should now rigorously Read more about Growth Voucher Scheme now to be promoted[…]