Every year I review the focus of my business and my objectives and go to the extent of producing a one-page ‘headline’ business plan. It’s framed on the wall in front of me as a constant reminder of what I should and shouldn’t be spending valuable time on. This year was no exception, and as Read more about Shift of focus in 2023 – this is mine[…]
It was in July 2007 that I left banking, a 32-year career building experience in front-line management of SME’s, Product Management and Development, Marketing, Financial control, Training, Team Management, Performance Management and ‘trouble-shooting’, and of course lending money and managing business relationships. My career spanned two recessions when our business customers were hit hard and Read more about Reflections on 15 years in business[…]
Following my blog of 12th July I am getting feedback that the banks, and their borrowers, are well progressed on the largest loans that need work on transition, but that the banks are concerned about some borrowers with smaller loans, who are not fully engaging with the process, and they are having to ‘chase’ them Read more about How are discussions going with your bank about transition from LIBOR to SONIA?[…]
The transition of loans that are currently linked to LIBOR (London Inter-Bank Offer Rate) onto its replacement, SONIA (Sterling Overnight Index Average) is now well progressed and banks are managing this process well it seems. Each have produced useful guidance notes for borrowers that are affected and setting out the options available to them as Read more about LIBOR transition to SONIA – are you working with your lender?[…]