It is great news that buy-to-let mortgage providers are lending more. There is however one sub-sector of that market that is not well catered for, namely landlords that operate their business through a Limited Company. There are only a few lenders that will accept applications from Limited Companies – and of those many have strict criteria that Read more about Buy-to-Let market up – but what about Limited Companies?[…]

In these times of austerity Finance Directors are often under pressure to run the ‘business as usual’ – and perhaps with the need to run the cash flow tighter – but also implement change that will have a longer term impact. You may be doing that with less staff also. I offer the scope to Read more about Are you a Finance Director needing help?[…]

As businesses develop the first ‘growing pain’ is often getting the basic book-keeping/ invoicing done – and an ‘accounts person’ is recruited. That leaves the Owner with the ‘higher level’ financial issues and ultimately the decision may be taken to recruit a full time, qualified, Finance Director. But what about that time in between – Read more about Are you trying to be your own Finance Director?[…]

Had a reminder of how important it is for you and your business partner/co-shareholders to have a Shareholders Agreement. This is effectively a ‘pre-nup’ for a Limited Company – it should be easier than the celebrity marriage pre-nup as it should lack the emotion! However so many businesses are not covered in this way. This recent Read more about Does your business need a ‘pre-nup’?[…]