Getting funding for a project may be simple – but may not be easy…

A world class javelin thrower was once asked by a commentator why she was the best. She said it was simple: she had the best run up, strength in her arms, had perfected the technique in the throw and followed through. He asked her if it was that easy. She responded angrily to say that she Read more about Getting funding for a project may be simple – but may not be easy…[…]

Sad news about Brian Warnes – the master of dynamic financial analysis

Just heard from Brian Warnes’s daughter that he has passed away. Why is he notable in blog terms? Brian was a venture capitalist, and engineer and a qualified accountant – an interesting combination. He promoted a way of looking at a business’s financial information to really understand what is going on – without the usual Read more about Sad news about Brian Warnes – the master of dynamic financial analysis[…]

Property Loan refinancing – the big challenge

A report out this week throws more light on the painful state of the UK commercial property loan book. Bearing in mind that the total loans involved amount to £200 billion, this is where the bank’s balance sheets are being ‘clogged up’. Commercial property lenders are currently comfortable agreeing loans which are about 65% of the property Read more about Property Loan refinancing – the big challenge[…]

What is a British Linen Finance Lease?

British Linen was/is the name of a very old established bank. Through mergers and acquisitions it became the ‘Merchant Bank’ of The Bank of Scotland, then became part of HBoS so was then swallowed up by the Lloyds Banking Group – who therefore currently own it and are responsible for it. British Linen (BL) did a lot Read more about What is a British Linen Finance Lease?[…]